SMEloc-SME ණය යෝජනා ක්රමය
Accordingly, Pan Asia Bank is qualified to accommodate loan facilities to MSMEs under SME Line of Credit Project (SMELoC) scheme as a Participation Financial Institution (PFI).
ප්රධාන විශේෂාංග සහ ප්රතිලාභ
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Eligible Sectors- Micro, Small and Medium Enterprises projects (MSME) Agriculture,Agro Processing,Manufacturing,Fisheries,Tourism,Animal husbandry,Export Oriented Businesses.
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Non-Eligible Sectors- Trading, Leasing, Renting
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Loan Value Up to- Rs.50 million
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Applicable Interest Rate – 8%
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Repayment and the grace period
Working capital loan is two (2) years and no grace period permitted. Investment and Join (Investment + Working Capital) loans are ten (10) years period and include a maximum two (02) years grace period.
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Collateral Requirement – According to the Pan Asia Bank Policy.