Best Senior Citizens Fixed Deposit Rates Sri Lanka

Now you can enjoy your retirement while your investment grows and gives you the best returns

In appreciation of many years of dedication and hard work, senior citizens can get preferential interest rates and a specialised service experience.

Higher interest rates for Fixed Deposits
Security of a commercial bank governed by the Central Bank
Select a deposit period from one month to five years
Renew the fixed deposit automatically
Obtain cashback loans up to 90% of your Fixed Deposit, to meet your emergency cash requirements
0.25% additional preferential rate for fixed deposits above one year tenure

Who can open a Pan Asia Senior Citizens’ FD?
Anyone over the age of 60 years.
How can I apply for a Senior Citizen Fixed Deposit?
Visit any of our Pan Asia Bank branches and produce your identification documents, along with proof of your billing address if it differs from your identification documentation.
What are the interest payment options?
Interest will be paid both at maturity or monthly. If you select the monthly interest payment option, you are required to provide an account operating under your name.
How can I withdraw the investments?
Withdrawals will be allowed only at maturity upon producing the Fixed Deposit certificate at your account opening branch. Any withdrawals made prior to maturity will be considered a premature withdrawal, which will be subject to a charge determined by the bank.

With Effective From: - 2026-08-24

	12 Months		13 Months	24 Months		36 Months		48 Months		60 Months
	Monthly	Maturity	Maturity	Monthly	Maturity	Monthly	Maturity	Monthly	Maturity	Monthly	Maturity
Int.Rate (p.a.)	10.55%	11.00%	11.00%	10.55%	11.50%	9.35%	10.75%	9.33%	11.25%	10.21%	13.25%
A.E. R	11.08%	11.00%	10.95%	11.08%	10.91%	9.77%	9.77%	9.73%	9.73%	10.70%	10.70%