Highest Fixed Deposit Rates Sri Lanka: Best FD Interests From Pan Asia Bank

Why settle for less when you can get higher returns for your hard earned money?

A secure investment option that offers you a higher return, regardless of interest rate fluctuations, unlike other forms of savings or investments.

Flexibility to select a period from one month to five years
Ability to renew the deposit automatically
Cashback loans up to 90% of your Fixed Deposit for emergency cash requirements
Apart from offering higher interest rates for Fixed Deposits, a Fixed Deposit at Pan Asia Bank is a highly secured investment since Pan Asia Bank is a licensed commercial bank that is regulated by the Central Bank of Sri Lanka
Additional 0.25% when you open your Fixed Deposit through Pan Asia Internet Banking

How can I apply for a Fixed Deposit?
Please visit your nearest Pan Asia branch to open a Fixed Deposit.
What details do I need to provide to open a Fixed Deposit?
Account Mandate and Know Your Customer (KYC) Form
A copy of your NIC / Driving License or a Passport
Address verification documents, if different from the NIC / Driving License
How can I receive interest from my Fixed Deposit?
Interest will be paid at maturity or monthly. If you select the monthly option, you are required to provide an account operating under your name. For deposits less than 6 months, interest can only be earned at maturity.
When can I withdraw my investment?
Withdrawals will be allowed only at maturity upon producing the Fixed Deposit certificate at any Pan Asia Bank branch. Any withdrawals made prior to maturity will be considered a premature withdrawal, which will be subject to a charge determined by the bank.

With effective from: - 2026-08-24

	1 Month	3 Months	4 Months	5 Months	6 Months		7 Months	10 Months	12 Months
	Maturity	Maturity	Maturity	Maturity	Monthly	Maturity	Maturity	Maturity	Monthly	Biannual	Maturity
Int.Rate (p.a.)	8.00%	9.00%	10.00%	9.75%	9.32%	9.50%	11.00%	10.50%	8.65%	8.81%	9.00%
AER	8.30%	9.31%	10.34%	10.03%	9.73%	9.73%	11.25%	10.59%	9.00%	9.00%	9.00%

	13 Months	24 Months				30 Months	36 Months
	Maturity	Monthly	Biannual	Annual	Maturity	Maturity	Monthly	Biannual	Annual	Maturity
Int.Rate (p.a.)	10.75%	9.98%	10.19%	10.45%	11.00%	12.50%	9.16%	9.34%	9.56%	10.50%
AER	10.70%	10.45%	10.45%	10.45%	10.45%	11.49%	9.56%	9.56%	9.56%	9.56%

	1 Month	3 Months	4 Months	5 Months	6 Months		7 Months	10 Months
	Maturity	Maturity	Maturity	Maturity	Monthly	Maturity	Maturity	Maturity
Int.Rate (p.a.)	8.25%	9.25%	10.25%	10.00%	9.56%	9.75%	11.25%	10.75%
AER	8.57%	9.58%	10.60%	10.29%	9.99%	9.99%	11.51%	10.84%

	12 Months			13 Months	24 Months			30 Months
	Monthly	Bi Annual	Maturity	Maturity	Monthly	Bi Annual	Maturity	Maturity
Int.Rate (p.a.)	8.88%	9.05%	9.25%	11.00%	10.19%	10.41%	11.25%	12.75%
AER	9.25%	9.25%	9.25%	10.95%	10.68%	10.68%	10.68%	11.70%