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Fixed Deposit is a secure investment that offers a higher return to you. In a Fixed Deposit, the return is guaranteed regardless of interest rate fluctuations unlike in most of the other form of investments. Hence it is an easy to understand, tried and tested secure investment method which will give you peace of mind.

Benefits

  • Apart from offering higher interest rates for Fixed Deposits, a Fixed Deposit at Pan Asia Bank is a highly secure investment since Pan Asia Bank is a licensed commercial bank which is regulated by the Central bank of Sri Lanka.
  • Ability to select a tenor from 1 month to 5 years
  • Ability to renew the deposit automatically
  • Ability to obtain cash back loans up to 90% of your Fixed Deposit to meet your emergency cash requirements.

Interest Payment

Interest will be paid both at maturity or monthly. If you select monthly interest payment option, you are required to provide an account operating under your name.

For deposits less than 1 year, interest could only be earned at maturity.

Placing a Fixed Deposit

Visit any of our Pan Asia Bank branches during its operating hours and produce your identification documents along with a proof of your billing address if it differs from your identification documentation.

Click here to view the current fixed deposit rates

Withdrawals

Withdrawals will be allowed only at maturity upon producing the Fixed Deposit certificate at your account opening branch. Any withdrawals made prior to the maturity will be considered as a premature withdrawal which will be subject to a penalty determined by the bank.

* Terms & Conditions apply

Product features, Interest rates are subject to change from time to time and general business banking conditions will continue to apply. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.