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Welcome to a world of exclusivity and absolute convenience with Pan Asia World MasterCard. As one of the highest categories of Mastercard’savailable in Sri Lanka today, Pan Asia World MasterCard brings you  the best credit card offers with an array of tailormade privileges at home and across the globe, to complement your elite and unique lifestyle.

Pan Asia World MasterCard Value Propositions

  • No joining fee – Joining fees waived off for all credit cards
  • 1st year Annual Fee of Main and Supplementary cards are waived off
  • Free SMS facility to check  Credit Card available balance and statement details instantly by simply giving a missed call to 0112104040 from your registered mobile number.
  • No additional charges other than interest will be levied for World MasterCards
  • EMV Chip card with added security on transactions
  • Customer Service Call Center is available 24 x 7
  • Cards are accepted at over 30 Million Merchant outlets and at over 3 Million ATMs globally
  • Free SMS alerts – Transaction details update on card members mobile phone
  • Special offers and seasonal discounts from leading merchant outlets
  • Interest free credit up to maximum of 51 days
  • Free travel insurance scheme – Click here to view more details
  • A world of privileged accesses
  • Transfer your credit card balance to a Pan Asia Bank Credit Card on equal monthly installments of your choice for the lowest interest in the market

Life Insurance Cover

  • Special life insurance cover for Pan Asia Bank Credit Cardholders in partnership with Sri Lanka Insurance Corporation (SLIC). Terms and Conditions of the life insurance cover are as follows,
OptionInsured ValueAnnual Premium
1Rs. 100,000/-Rs.120/-
2Rs. 250,000/-Rs.242/-
3Rs.500,000/-Rs. 633/-
4Rs.1,500,000/-Rs. 1,848/-
  • Life Insurance Application Form and Health Declaration Form
  • Eligible Age 18-69 (If the cardholder is more than 60 years of age, a Heath Declaration should be submitted)
  • Suicide exclusion will apply during the first year of cover from the date of enrolment.
  • If cardholder is having following pre-existing ailments, the coverage will commence only after first 12 months from enrollment. (Cancer, Myocardial Infarction, Stroke, Coronary Artery Surgery, Renal Failure, Major Organ Transplant, Paralysis, Chronic Liver Disease, Chronic Lung Disease, Benign Brain Tumor)

Pan Asia World MasterCard is designed for:

  • Discerning individuals – by invitation only.

Documents required to open a Pan Asia World MasterCard

  • Completed Application Form

Other Charges and Fees

DescriptionWorld MasterCard
Late paymentFree
Card replacement feeFree
Cheque return feeFree
Permanent limit enhancementsFree
Temporary limit enhancementsFree
Certified copies of card statementFree
Cash advance feeRs. 200 or 3.50% whichever is higher
Interest on cash advances (Charged from the date advance obtained)18% p.a
Copy of transaction slip – Local (Trnx within last 3 monthsFree
Copy of transaction slip – Overseas (Trxn within last 3 months)USD 10
Over limit FeeFree
Credit Card balance confirmation / visa lettersFree

* Government Charges (ex: Stamp duty etc.) and taxes will continue to apply.


ItemTariff (Rs.)
Joining FeePrimary cardFree
Supplementary cardFree
Annual FeePrimary card6,000/- (1st year free)
Supplementary card2,000/- (1st year free)
Interest18% p.a- 1.5% p.m

(with effect from 01st September)