With effective from:- 2022-05-06 2 Years (24 months) Interest paid at Maturity Interest paid monthly Interest paid bi-annually Int. Rate AER Int. Rate AER Int. Rate AER Ongoing Rate 17.50% 16.19% 15.10% 16.19% 15.58% 16.19% Minimum Rate 17.50% 16.19% 15.10% 16.19% 15.58% 16.19% (Floor Rate) Maximum Rate 18.96% 17.44% 16.18% 17.44% 16.74% 17.44% (Cap Rate) 3 Years (36 months) Interest paid at Maturity Interest paid monthly Interest paid bi-annually Int. Rate AER Int. Rate AER Int. Rate AER Ongoing Rate 17.50% 15.10% 14.15% 15.10% 14.57% 15.10% Minimum Rate 17.50% 15.10% 14.15% 15.10% 14.57% 15.10% (Floor Rate) Maximum Rate 19.17% 16.35% 15.24% 16.35% 15.73% 16.35% (Cap Rate) 4 Years (48 months) Interest paid at Maturity Interest paid monthly Interest paid bi-annually Int. Rate AER Int. Rate AER Int. Rate AER Ongoing Rate 17.50% 14.19% 13.34% 14.19% 13.72% 14.19% Minimum Rate 17.50% 14.19% 13.34% 14.19% 13.72% 14.19% (Floor Rate) Maximum Rate 19.40% 15.44% 14.44% 15.44% 14.89% 15.44% (Cap Rate) 5 Years (60 months) Interest paid at Maturity Interest paid monthly Interest paid bi-annually Int. Rate AER Int. Rate AER Int. Rate AER Ongoing Rate 17.50% 13.40% 12.64% 13.40% 12.98% 13.40% Minimum Rate 17.50% 13.40% 12.64% 13.40% 12.98% 13.40% (Floor Rate) Maximum Rate 19.62% 14.65% 13.75% 14.65% 14.15% 14.65% (Cap Rate)