PABC Live Chat
  • Enjoy the low interest rate of 18% p.a
  • Free SMS facility to check  Credit Card available balance and statement details instantly by simply giving a missed call to 0112104040 from your registered mobile number.
  • Transfer other bank credit card balances without additional charges
  • No joining fee
  • EMV chip card with added security
  • Get attractive discounts around the year with local merchants
  • Enjoy an array of international benefits
  • ATM cash advances through MasterCard ATM network worldwide
  • Free SMS alerts on your mobile
  • Up to 51 days credit period from the 1st day of the billing cycle
  • Transfer your credit card balance to a Pan Asia Bank Credit Card on equal monthly installments of your choice for the lowest interest in the market

Life Insurance Cover

  • Special life insurance cover for Pan Asia Bank Credit Cardholders in partnership with Sri Lanka Insurance Corporation (SLIC). Terms and Conditions of the life insurance cover are as follows,
OptionInsured ValueAnnual Premium
1Rs. 100,000/-Rs.120/-
2Rs. 250,000/-Rs.242/-
3Rs.500,000/-Rs. 633/-
4Rs.1,500,000/-Rs. 1,848/-
  • Life Insurance Application Form and Health Declaration Form
  • Eligible Age 18-69 (If the cardholder is more than 60 years of age, a Heath Declaration should be submitted)
  • Suicide exclusion will apply during the first year of cover from the date of enrolment.
  • If cardholder is having following pre-existing ailments, the coverage will commence only after first 12 months from enrollment. (Cancer, Myocardial Infarction, Stroke, Coronary Artery Surgery, Renal Failure, Major Organ Transplant, Paralysis, Chronic Liver Disease, Chronic Lung Disease, Benign Brain Tumor)

Other Charges and Fees

Late paymentRs. 900
Card replacement feeRs. 500
Cheque return feeRs. 500
Permanent limit enhancementsRs. 1,000
Temporary limit enhancementsRs. 500
Certified copies of card statementRs. 200
Cash advance feeRs. 200 or 3.50% whichever is higher
Interest on cash advances (Charged from the date advance obtained)18% p.a
Copy of transaction slip – Local (Trnx within last 3 monthsRs. 350
Copy of transaction slip – Overseas (Trxn within last 3 months)USD 10
Over limit FeeRs.900
Credit Card balance confirmation / visa lettersRs. 600

* Government Charges (ex: Stamp duty etc.) and taxes will continue to apply.


ItemTariff (Rs.)
Joining FeePrimary CardFree
Supplementary CardFree
Annual FeePrimary Card2,000/-
Supplementary Card1,000/-
Interest18% p.a    1.5% p.m.