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  • No joining fee – Joining fees waived off for all credit cards
  • 1 st year Annual Fee of Main & Supplementary cards are waived off
  • No additional charges other than interest will be levied for World MasterCards
  • EMV Chip card with added security on transactions
  • Customer Service Call Center is available 24 x 7.
  • Cards are accepted at over 30 Million Merchant outlets and at over 3 Million ATMs globally
  • Free SMS alerts – Transaction details update on card members mobile phone
  • Special offers and seasonal discounts from leading merchant outlets
  • Interest free credit up to maximum of 51 days
  • Free travel insurance scheme – Click here to view more details
  • A world of privileged accesses
  • Transfer your credit card balance to a Pan Asia Bank Credit Card on equal monthly installments of your choice for the lowest interest in the market

Other Charges and Fees

Description World MasterCard
Late payment Free
Card replacement fee Free
Cheque return fee Free
Permanent limit enhancements Free
Temporary limit enhancements Free
Certified copies of card statement Free
Cash advance fee 3% of the Advance amount
Interest on cash advances (Charged from the date advance obtained) 28% p.a
Copy of transaction slip – Local (Trnx within last 3 months Free
Copy of transaction slip – Overseas (Trxn within last 3 months) USD 10
Over limit Fee Free
Credit Card balance confirmation / visa letters Free

* Government Charges (ex: Stamp duty etc.) and taxes will continue to apply.


Item Tariff (Rs.)
Joining Fee Primary card Free
Supplementary card Free
Annual Fee Primary card 6,000/- (1st year free)
Supplementary card 2,000/- (1st year free)
Interest 28.00%p.a 2.33% p.m