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  • High returns and maximum security for your deposit
  • A free Medical Insurance cover for you and your family (a family includes husband, wife and two unmarried, unemployed children under 21)
Age of the Depositor Family Medical Insurance Cover
18 – 65 Years 15% of the deposit value
66 – 75 Years 10% of the deposit value

For example, if a customer who is less than 65 years of age places a Suwa Savi Fixed Deposit of Rs. 1,000,000/-, the customer and his/her family will be covered by a free Medical Insurance cover of Rs. 150,000/- per annum for one year, or in other words, the family can claim up to Rs. 150,000/- during the one year period.

  • Unmarried depositors can include parents below 75 years as family members for the Medical Insurance
  • Available for customers between the ages of 18 to 75

Please refer the table below for hospitalization benefits

Hospital/Nursing home maintenance charges, including admission fees 40% of the Annual Limit
All other expenses necessarily incurred following hospitalization in an approved Hospital/Nursing Home and includes expenses for treatment/surgery, investigations, specialist fees/services and nursing provided on the recommendation of a consultant specialist 60% of the Annual Limit
Maximum Room Charges Per Day Rs. 6,000/-
Hospitalization in a non-paying ward of a Government Hospital up to a maximum of 10 days (annum) Rs. 1,000/- Per Day
Expenses incurred on drugs purchased and tests, scans & X-rays undergone whilst being an in – patient in a non paying ward of a government hospital 20% of the Annual Limit
Emergency Transportation Fees – Ambulance only Rs. 5,000/-

What is the minimum value and tenure for a Suwasavi Fixed Deposit?

Any value between Rs. 100,000/- to Rs. 3,000,000/- for a period of one year. Expenses related to maternity will not be reimbursed under this scheme. For insurance details, please refer the insurance certificate provided when opening the account *Conditions apply