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  • Enjoy the low interest rate of 28%p.a
  • Transfer other bank credit card balances without additional charges
  • No joining fee
  • EMV chip card with added security
  • Get attractive discounts around the year with local merchants
  • Enjoy an array of international benefits
  • ATM cash advances through Citrus ATM network worldwide
  • Free SMS alerts on your mobile
  • Up to 51 days credit period from the 1st day of the billing cycle
  • Transfer your credit card balance to a Pan Asia Bank Credit Card on equal monthly installments of your choice for the lowest interest in the market

Other Charges and Fees

Description Gold
Late payment Rs. 600
Card replacement fee Rs. 500
Cheque return fee Rs. 500
Permanent limit enhancements Rs. 1,000
Temporary limit enhancements Rs. 500
Certified copies of card statement Rs. 200
Cash advance fee 3% of the Advance amount
Interest on cash advances (Charged from the date advance obtained) 28% p.a
Copy of transaction slip – Local (Trnx within last 3 months Rs. 350
Copy of transaction slip – Overseas (Trxn within last 3 months) USD 10
Over limit Fee Rs. 750
Credit Card balance confirmation / visa letters Rs. 600

* Government Charges (ex: Stamp duty etc.) and taxes will continue to apply.


Item Tariff (Rs.)
Joining Fee Primary Card Free
Supplementary Card Free
Annual Fee Primary Card 2,000/-
Supplementary Card 1,000/-
Interest 28%p.a 2.33% p.m