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  • Enjoy the low interest rate of 28%p.a
  • Transfer other bank credit card balances without additional charges
  • No joining fee
  • EMV chip card with added security
  • Get attractive discounts around the year with local merchants
  • Enjoy an array of international benefits
  • ATM cash advances through Citrus ATM network worldwide
  • Free SMS alerts on your mobile
  • Up to 51 days credit period from the 1st day of the billing cycle
  • Transfer your credit card balance to a Pan Asia Bank Credit Card on equal monthly installments of your choice for the lowest interest in the market

Other Charges and Fees

DescriptionGold
Late paymentRs. 750
Card replacement feeRs. 500
Cheque return feeRs. 500
Permanent limit enhancementsRs. 1,000
Temporary limit enhancementsRs. 500
Certified copies of card statementRs. 200
Cash advance fee3% of the Advance amount
Interest on cash advances (Charged from the date advance obtained)28% p.a
Copy of transaction slip – Local (Trnx within last 3 monthsRs. 350
Copy of transaction slip – Overseas (Trxn within last 3 months)USD 10
Over limit FeeRs. 750
Credit Card balance confirmation / visa lettersRs. 600

* Government Charges (ex: Stamp duty etc.) and taxes will continue to apply.

Tariff

ItemTariff (Rs.)
Joining FeePrimary CardFree
Supplementary CardFree
Annual FeePrimary Card2,000/-
Supplementary Card1,000/-
Interest28%p.a 2.33% p.m