• No Joining fee
  • Enjoy one of the most competitive credit card interest rate in the market (19.75% p.a.)
  • Other bank credit card balances transfer facility starting from 16% per annum on installment basis
  • Year around discounts on selected merchants products/services
  • Ability to covert any transaction to an Installment Payment Plan
  • EMV Chip card with added security
  • ATM cash advances through worldwide Cirrus ATM network
  • Free SMS alerts facility for all customers transactions
  • Free e-statement facility to the customer

Charges and Fees

Description Black
Late payment Rs. 600
Temp limit enhancements FOC
Permanent limit enhancements Rs. 500
Certified copies of card statement Rs. 150
Cash advance fee 3% of the Advance amount
Copy of transaction slip – Local (Trxn within last 3 months) Rs. 350
Copy of transaction slip – Overseas (Trxn within last 3 months) USD 10
Over limit Fee Rs. 750

* Government Charges (ex: Stamp duty etc.) and taxes will continue to apply.


Item Tariff (Rs.)
Joining Fee Primary card Free
Supplementary card Free
Annual Fee Primary card 3,000/-
Supplementary card 1,500/-
Interest 19.75%p.a 1.64% p.m