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  • No Joining fee
  • Enjoy one of the most competitive credit card interest rate in the market (25.75% p.a.)
  • Other bank credit card balances transfer facility starting from 16% per annum on installment basis
  • Year around discounts on selected merchants products/services
  • Ability to covert any transaction to an Installment Payment Plan
  • EMV Chip card with added security
  • ATM cash advances through worldwide Cirrus ATM network
  • Free SMS alerts facility for all customers transactions
  • Free e-statement facility to the customer
  • Transfer your credit card balance to a Pan Asia Bank Credit Card on equal monthly installments of your choice for the lowest interest in the market

Other Charges and Fees

Description Black
Late payment Rs. 600
Card replacement fee Rs. 500
Cheque return fee Rs. 500
Permanent limit enhancements Rs. 1,000
Temporary limit enhancements Rs. 500
Certified copies of card statement Rs. 200
Cash advance fee 3% of the Advance amount
Interest on cash advances (Charged from the date advance obtained) 25.75% p.a
Copy of transaction slip – Local (Trnx within last 3 months Rs. 350
Copy of transaction slip – Overseas (Trxn within last 3 months) USD 10
Over limit Fee Rs. 750
Credit Card balance confirmation / visa letters Rs. 600

* Government Charges (ex: Stamp duty etc.) and taxes will continue to apply.


Item Tariff (Rs.)
Joining Fee Primary card Free
Supplementary card Free
Annual Fee Primary card 3,000/-
Supplementary card 1,500/-
Interest 25.75%p.a 2.15% p.m