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  • No Joining fee
  • Enjoy one of the most competitive credit card interest rate in the market (25.75% p.a.)
  • Other bank credit card balances transfer facility starting from 16% per annum on installment basis
  • Year around discounts on selected merchants products/services
  • Ability to covert any transaction to an Installment Payment Plan
  • EMV Chip card with added security
  • ATM cash advances through worldwide Cirrus ATM network
  • Free SMS alerts facility for all customers transactions
  • Free e-statement facility to the customer
  • Transfer your credit card balance to a Pan Asia Bank Credit Card on equal monthly installments of your choice for the lowest interest in the market

Other Charges and Fees

Late paymentRs. 750
Card replacement feeRs. 500
Cheque return feeRs. 500
Permanent limit enhancementsRs. 1,000
Temporary limit enhancementsRs. 500
Certified copies of card statementRs. 200
Cash advance fee3% of the Advance amount
Interest on cash advances (Charged from the date advance obtained)25.75% p.a
Copy of transaction slip – Local (Trnx within last 3 monthsRs. 350
Copy of transaction slip – Overseas (Trxn within last 3 months)USD 10
Over limit FeeRs. 750
Credit Card balance confirmation / visa lettersRs. 600

* Government Charges (ex: Stamp duty etc.) and taxes will continue to apply.


ItemTariff (Rs.)
Joining FeePrimary cardFree
Supplementary cardFree
Annual FeePrimary card3,000/-
Supplementary card1,500/-
Interest25.75%p.a 2.15% p.m